:root{
  --primary:#0367B1;
  --primary-dark:#024E84;
  --secondary:#00938F;
  --accent:#6D40A6;
  --dark:#1D1D1D;
  --dark-page:#121212;
  --positive:#21BA45;
  --negative:#C10015;
  --info:#31CCEC;
  --warning:#F2C037;
  --bg:#FFFFFF;
  --bg-soft:#F3F7FB;
  --line:#E2E9F1;
  --text:#1D1D1D;
  --muted:#5A6673;
  --container:1180px;
  --radius:20px;
  --radius-sm:12px;
  --shadow:0 16px 40px rgba(18,18,18,.10);
  --shadow-soft:0 6px 18px rgba(18,18,18,.07);
  --font:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--text);background:var(--bg);line-height:1.6;font-size:1.0625rem;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--primary)}
address{font-style:normal}
.container{width:min(var(--container),100% - 2.5rem);margin-inline:auto}
.visually-hidden{position:absolute!important;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
:focus-visible{outline:3px solid var(--info);outline-offset:2px;border-radius:6px}
.skip-link{position:absolute;left:1rem;top:-3.5rem;background:var(--dark);color:#fff;padding:.6rem 1.1rem;border-radius:0 0 10px 10px;z-index:100;transition:top .2s ease;text-decoration:none;font-weight:600}
.skip-link:focus{top:0}

.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.86);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid transparent;transition:border-color .25s,box-shadow .25s}
.site-header.is-scrolled{border-bottom-color:var(--line);box-shadow:0 6px 24px rgba(18,18,18,.06)}
.header-inner{display:flex;align-items:center;gap:1rem;min-height:72px}
.brand{display:inline-flex;align-items:center;gap:.6rem;font-weight:800;font-size:1.3rem;color:var(--dark);text-decoration:none;letter-spacing:-.01em}
.brand svg{width:34px;height:34px;flex:none}
.brand--light{color:#fff}
.nav{margin-left:auto;display:flex;align-items:center;gap:.2rem}
.nav a:not(.btn){padding:.5rem .8rem;border-radius:10px;color:#33404E;text-decoration:none;font-weight:600;font-size:.95rem;white-space:nowrap}
.nav a:not(.btn):hover{background:var(--bg-soft);color:var(--primary)}
.nav a[aria-current="page"]{color:var(--primary);background:rgba(3,103,177,.08)}
.header-cta{flex:none}
.nav-apply{display:none}
.nav-toggle{display:none;margin-left:auto;width:44px;height:44px;border:1px solid var(--line);background:#fff;border-radius:12px;cursor:pointer;position:relative}
.nav-toggle .bar,.nav-toggle::before,.nav-toggle::after{content:"";position:absolute;left:12px;right:12px;height:2px;background:var(--dark);border-radius:2px;transition:transform .25s,opacity .2s}
.nav-toggle .bar{top:21px}
.nav-toggle::before{top:15px}
.nav-toggle::after{top:27px}
body.nav-open .nav-toggle::before{transform:translateY(6px) rotate(45deg)}
body.nav-open .nav-toggle .bar{opacity:0}
body.nav-open .nav-toggle::after{transform:translateY(-6px) rotate(-45deg)}
@media (max-width:1060px){
  .nav a:not(.btn){padding:.5rem .55rem;font-size:.9rem}
}
@media (max-width:960px){
  .nav{position:fixed;top:72px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:1rem 1.25rem 1.5rem;gap:.25rem;border-bottom:1px solid var(--line);box-shadow:var(--shadow);transform:translateY(-8px);opacity:0;visibility:hidden;transition:opacity .2s,transform .2s,visibility .2s}
  body.nav-open .nav{opacity:1;visibility:visible;transform:none}
  .nav a:not(.btn){padding:.8rem 1rem;font-size:1.05rem}
  .nav-apply{display:inline-flex;margin-top:.5rem}
  .nav-toggle{display:block}
  .header-cta{display:none}
}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.85rem 1.5rem;border-radius:999px;font-weight:700;text-decoration:none;border:1px solid transparent;transition:transform .15s,box-shadow .2s,background .2s;cursor:pointer;font-size:1rem}
.btn--primary{background:var(--primary);color:#fff;box-shadow:0 8px 20px rgba(3,103,177,.28)}
.btn--primary:hover{background:var(--primary-dark);transform:translateY(-1px)}
.btn--ghost{border-color:rgba(255,255,255,.35);color:#fff}
.btn--ghost:hover{background:rgba(255,255,255,.1)}
.btn--outline{border-color:var(--primary);color:var(--primary)}
.btn--outline:hover{background:rgba(3,103,177,.06)}
.btn--sm{padding:.55rem 1.1rem;font-size:.9rem}
.btn--light{background:#fff;color:var(--dark)}
.btn--light:hover{transform:translateY(-1px);box-shadow:0 8px 20px rgba(0,0,0,.25)}

.hero{position:relative;background:linear-gradient(160deg,var(--dark-page) 0%,#0A2540 55%,#06324F 100%);color:#fff;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background-image:
  radial-gradient(2px 2px at 12% 22%,rgba(255,255,255,.9),transparent 55%),
  radial-gradient(1.5px 1.5px at 28% 68%,rgba(255,255,255,.7),transparent 55%),
  radial-gradient(2px 2px at 44% 18%,rgba(255,255,255,.8),transparent 55%),
  radial-gradient(1.5px 1.5px at 63% 42%,rgba(255,255,255,.65),transparent 55%),
  radial-gradient(2px 2px at 78% 12%,rgba(255,255,255,.85),transparent 55%),
  radial-gradient(1.5px 1.5px at 88% 60%,rgba(255,255,255,.6),transparent 55%),
  radial-gradient(2px 2px at 55% 82%,rgba(255,255,255,.5),transparent 55%),
  radial-gradient(1.5px 1.5px at 8% 85%,rgba(255,255,255,.55),transparent 55%);pointer-events:none}
.hero::after{content:"";position:absolute;width:680px;height:680px;border-radius:50%;background:radial-gradient(closest-side,rgba(3,103,177,.5),transparent 70%);top:-240px;right:-180px;pointer-events:none}
.hero .orb{position:absolute;width:520px;height:520px;border-radius:50%;background:radial-gradient(closest-side,rgba(0,147,143,.35),transparent 70%);bottom:-260px;left:-160px;pointer-events:none}
.hero-inner{position:relative;z-index:1;padding:clamp(4rem,9vw,6.5rem) 0 clamp(4rem,8vw,6rem)}
.eyebrow{display:inline-flex;align-items:center;gap:.5rem;font-size:.82rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--info);background:rgba(49,204,236,.12);border:1px solid rgba(49,204,236,.35);padding:.45rem .95rem;border-radius:999px}
.hero h1{font-size:clamp(2.3rem,5.2vw,3.9rem);line-height:1.08;letter-spacing:-.02em;margin:1.4rem 0 1.1rem;font-weight:800;max-width:56rem}
.hero h1 .grad{background:linear-gradient(90deg,var(--info),var(--secondary) 55%,var(--warning));-webkit-background-clip:text;background-clip:text;color:transparent}
.lead{font-size:clamp(1.05rem,1.6vw,1.25rem);color:rgba(255,255,255,.85);max-width:44rem}
.hero-actions{display:flex;flex-wrap:wrap;gap:.9rem;margin-top:2.1rem}
.hero-facts{display:flex;flex-wrap:wrap;gap:.7rem;margin-top:2.6rem}
.fact{display:flex;align-items:center;gap:.55rem;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);padding:.65rem 1rem;border-radius:14px;font-size:.92rem;color:rgba(255,255,255,.92)}
.fact b{color:#fff}
.fact .ico{color:var(--warning);display:inline-flex}

.section{padding:clamp(3.5rem,7vw,5.5rem) 0}
.section--soft{background:var(--bg-soft)}
.section--dark{background:linear-gradient(180deg,var(--dark-page),#0A2540);color:#fff}
.section-head{max-width:46rem;margin-bottom:2.5rem}
.section-head--center{margin-inline:auto;text-align:center}
.kicker{display:inline-block;font-size:.8rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--primary);margin-bottom:.7rem}
.section--dark .kicker{color:var(--info)}
h2{font-size:clamp(1.7rem,3.4vw,2.4rem);line-height:1.15;letter-spacing:-.015em;font-weight:800}
.section-head p{color:var(--muted);margin-top:.7rem}
.section--dark .section-head p{color:rgba(255,255,255,.75)}
h3{font-size:1.18rem;letter-spacing:-.01em;line-height:1.3}

.grid{display:grid;gap:1.25rem}
.grid--3{grid-template-columns:repeat(3,1fr)}
.grid--2{grid-template-columns:repeat(2,1fr)}
@media (max-width:960px){.grid--3{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.grid--3,.grid--2{grid-template-columns:1fr}}

.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;box-shadow:var(--shadow-soft);display:flex;flex-direction:column;gap:.55rem;transition:transform .2s,box-shadow .2s,border-color .2s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:rgba(3,103,177,.35)}
.card .tag{align-self:flex-start;font-size:.72rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:.32rem .7rem;border-radius:999px;background:rgba(0,147,143,.1);color:#00696B}
.card .tag--blue{background:rgba(3,103,177,.1);color:var(--primary)}
.card .tag--violet{background:rgba(109,64,166,.1);color:#5A3590}
.card p{color:var(--muted);font-size:.97rem}
.card .price{margin-top:auto;padding-top:.7rem;font-weight:800;color:var(--primary);font-size:1.15rem}
.card .price small{font-weight:600;color:var(--muted);font-size:.85rem}
.card--featured{background:linear-gradient(150deg,#0A2540,#123B5C 60%,#0F4C46);border-color:rgba(49,204,236,.4);color:#fff}
.card--featured p{color:rgba(255,255,255,.78)}
.card--featured .price{color:var(--info)}
.card--featured .price small{color:rgba(255,255,255,.65)}
.card--featured:hover{border-color:var(--info)}

.bento{display:grid;grid-template-columns:repeat(4,1fr);gap:1.25rem}
.bento .cell{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.14);border-radius:var(--radius);padding:1.5rem;display:flex;flex-direction:column;gap:.3rem}
.bento .cell--wide{grid-column:span 2}
.bento .num{font-size:clamp(1.8rem,3vw,2.3rem);font-weight:800;color:var(--info);letter-spacing:-.02em}
.bento .lbl{color:rgba(255,255,255,.75);font-size:.95rem}
@media (max-width:960px){.bento{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.bento{grid-template-columns:1fr}.bento .cell--wide{grid-column:auto}}

.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;box-shadow:var(--shadow-soft);display:flex;flex-direction:column;gap:.55rem}
.step .n{display:inline-flex;width:44px;height:44px;align-items:center;justify-content:center;border-radius:12px;background:linear-gradient(135deg,var(--primary),var(--secondary));color:#fff;font-weight:800;font-size:1.1rem;margin-bottom:.4rem}
.step p{color:var(--muted);font-size:.97rem}

.chips{display:flex;flex-wrap:wrap;gap:.55rem}
.chip{background:rgba(3,103,177,.08);color:var(--primary);border:1px solid rgba(3,103,177,.18);padding:.42rem .85rem;border-radius:999px;font-size:.88rem;font-weight:600}
.section--dark .chip{background:rgba(49,204,236,.1);color:var(--info);border-color:rgba(49,204,236,.3)}

.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:var(--shadow-soft);margin-bottom:2rem}
table{width:100%;border-collapse:collapse;min-width:640px}
caption{text-align:left;padding:1.15rem 1.4rem .9rem;font-weight:800;font-size:1.08rem;letter-spacing:-.01em}
th,td{padding:.8rem 1.4rem;text-align:left;border-top:1px solid var(--line);font-size:.97rem;vertical-align:top}
thead th{background:var(--bg-soft);font-size:.76rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);border-top:none}
tbody tr:hover{background:rgba(3,103,177,.04)}
td.price-cell{font-weight:700;color:var(--primary);white-space:nowrap}
.table-note{color:var(--muted);font-size:.92rem;margin:-.5rem 0 2rem}

.faq{max-width:52rem}
.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;margin-bottom:.8rem;overflow:hidden}
.faq summary{cursor:pointer;padding:1.1rem 1.3rem;font-weight:700;list-style:none;display:flex;justify-content:space-between;gap:1rem;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.5rem;color:var(--primary);font-weight:400;transition:transform .2s;line-height:1;flex:none}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .faq-body{padding:0 1.3rem 1.2rem;color:#41505F}
.faq .faq-body a{font-weight:600}

.callout{background:linear-gradient(135deg,rgba(109,64,166,.08),rgba(3,103,177,.08));border:1px solid rgba(109,64,166,.25);border-radius:var(--radius);padding:1.5rem 1.7rem;margin-top:1.5rem}
.callout h3{margin-bottom:.4rem}
.callout p{color:#3D4A57}
.callout .chips{margin-top:.9rem}

.contact-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;box-shadow:var(--shadow-soft);display:flex;flex-direction:column;gap:.5rem}
.contact-card .tag{align-self:flex-start;font-size:.72rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:.32rem .7rem;border-radius:999px;background:rgba(3,103,177,.1);color:var(--primary)}
.contact-card .person{font-weight:800;font-size:1.08rem}
.contact-card .role{color:var(--muted);font-size:.92rem;margin-top:-.3rem}
.contact-card a{font-weight:600;text-decoration:none}
.contact-card a:hover{text-decoration:underline}
.contact-card .hours{color:var(--muted);font-size:.92rem}

.page-hero{position:relative;background:linear-gradient(160deg,var(--dark-page),#0A2540 60%,#06324F);color:#fff;padding:clamp(3rem,6vw,4.5rem) 0;overflow:hidden}
.page-hero::after{content:"";position:absolute;width:520px;height:520px;border-radius:50%;background:radial-gradient(closest-side,rgba(3,103,177,.45),transparent 70%);top:-260px;right:-140px;pointer-events:none}
.page-hero .container{position:relative;z-index:1}
.page-hero .crumbs{font-size:.9rem;color:rgba(255,255,255,.65);margin-bottom:1rem}
.page-hero .crumbs a{color:rgba(255,255,255,.8);text-decoration:none}
.page-hero .crumbs a:hover{color:#fff}
.page-hero h1{font-size:clamp(2rem,4.4vw,3rem);letter-spacing:-.02em;line-height:1.1;font-weight:800}
.page-hero .lead{margin-top:.9rem}

.prose{max-width:52rem}
.prose p{margin:.8rem 0;color:#33404E}
.prose ul{margin:.8rem 0 .8rem 1.2rem;color:#33404E}
.prose li{margin:.35rem 0}
.prose h2{margin:2.4rem 0 .6rem}
.prose h3{margin:1.6rem 0 .4rem}

.check-list{list-style:none;display:grid;gap:.6rem;padding:0}
.check-list li{padding-left:1.8rem;position:relative;color:#33404E}
.check-list li::before{content:"";position:absolute;left:0;top:.35em;width:1em;height:1em;background:var(--positive);-webkit-mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'><path d='M6.5 10.8 3.7 8l-1.2 1.2 4 4 7-7L12.3 5z'/></svg>") center/contain no-repeat;mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'><path d='M6.5 10.8 3.7 8l-1.2 1.2 4 4 7-7L12.3 5z'/></svg>") center/contain no-repeat}
.check-list b{color:var(--text)}

.cta-band{background:linear-gradient(120deg,#06324F,#0A2540 50%,#123B5C);color:#fff;border-radius:var(--radius);padding:clamp(2rem,5vw,3.2rem);display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1.5rem;box-shadow:var(--shadow)}
.cta-band h2{max-width:34rem}
.cta-band p{color:rgba(255,255,255,.78);margin-top:.5rem;max-width:34rem}
.cta-band .hero-actions{margin-top:0}

.site-footer{background:var(--dark-page);color:rgba(255,255,255,.75)}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.2fr;gap:2rem;padding:3.5rem 0 2.5rem}
@media (max-width:980px){.footer-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.footer-grid{grid-template-columns:1fr}}
.site-footer h4{color:#fff;font-size:.85rem;margin-bottom:.9rem;text-transform:uppercase;letter-spacing:.1em}
.site-footer p{font-size:.95rem}
.site-footer a{color:rgba(255,255,255,.75);text-decoration:none}
.site-footer a:hover{color:var(--info)}
.site-footer ul{list-style:none;display:grid;gap:.5rem;font-size:.95rem}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:1.3rem 0;display:flex;flex-wrap:wrap;gap:.8rem;justify-content:space-between;font-size:.88rem;color:rgba(255,255,255,.55)}
.socials{display:flex;gap:.6rem;margin-top:1.1rem}
.socials a{display:inline-flex;width:40px;height:40px;align-items:center;justify-content:center;border-radius:12px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);color:#fff}
.socials a:hover{background:rgba(255,255,255,.18);color:#fff}
.socials svg{width:20px;height:20px;fill:currentColor}

.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.reveal.is-visible{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .reveal{opacity:1;transform:none;transition:none}
  .card,.btn{transition:none}
}